Does a Thrift Shop Need Fine Art and Collectibles Insurance?

At Clockwork Insurance Services, we provide high-quality insurance solutions for businesses and residents. We can help your thrift shop secure insurance for fine art and collectibles to protect your valuable items. But do you really need this type of coverage? Absolutely!

Why Your Thrift Shop Needs Fine Art and Collectibles Insurance

A successful thrift shop often encounters unique and valuable items daily, some of which can be worth a significant amount of money. Investing in fine art and collectibles insurance is a smart decision, especially if your business operates on a tight profit margin. This type of insurance covers:

  • Theft: If a valuable piece of art is stolen from your shop, this coverage can protect you. Theft is a common issue for thrift shops, particularly those in high-risk areas.
  • Damage: Protection against damage caused by events like fires, smoke exposure, or other unexpected incidents within your shop.
  • Disappearance: Coverage for scheduled items or goods that were supposed to be delivered to you but went missing during shipping. This protects both you and the sender.

However, it’s important to note that certain situations may not be covered, such as wear and tear, art displayed outside of your shop, or items exceeding your policy limits. You may be able to extend your coverage with additional options to address these exclusions.

Pay close attention to the items that come through your shop daily to determine the level of protection you need. If you frequently acquire high-value art or collectibles, investing in this insurance is essential.

We’re Ready to Help You!

If you’re looking for reliable fine art and collectibles insurance for your thrift shop, contact Clockwork Insurance Services today. We offer tailored coverage to meet your business needs. Let us help you protect your valuable inventory!

Add a Warranty That Works for You and Your Customers

Enhance the Value of Every Sale with the JM® Care Plan

As a jeweler, your goal isn’t just to sell beautiful pieces—it’s to create a buying experience that leads to lasting customer relationships, referrals, and return visits. One powerful way to elevate your service is by offering your clients a warranty at the time of purchase.

The JM® Care Plan, offered through Jewelers Mutual®, is an easy-to-implement solution that provides peace of mind to your customers and adds value to every transaction. Whether it’s a delicate engagement ring, a luxury timepiece, or an heirloom necklace, this warranty plan helps protect the jewelry your clients love.


Why Offer a Warranty at Point of Sale?

Your customers are making a significant investment in their jewelry. By offering them a comprehensive warranty from the start, you give them a sense of security that enhances their overall buying experience. A warranty:

  • Shows your commitment to their long-term satisfaction
  • Reinforces the quality and value of the items you sell
  • Reduces post-sale concerns and service issues
  • Increases average ticket value with a seamless upsell opportunity

With the JM® Care Plan, you can offer all these benefits—and more.


What Is the JM® Care Plan?

The JM® Care Plan is a one-time purchase warranty that your customers can add at the time of sale (or within 30 days of purchase). It’s designed to protect their jewelry from not only manufacturers’ defects but also traditional wear and tear and even accidental damage.

Coverage includes:

  • Ring resizing
  • Prong re-tipping
  • Rhodium plating
  • Stone tightening
  • Watch battery replacement
  • Polishing and cleaning
  • And more

The best part? All of these services are handled directly through your store, ensuring customers return to you—not a third-party repair center.


Benefits to Your Jewelry Store

💎 Boost Customer Loyalty

Customers appreciate knowing they can return to your store for hassle-free repairs and maintenance. This keeps your brand top of mind and builds trust.

💎 Differentiate Your Store

In today’s competitive market, offering a simple, in-house warranty plan makes your store stand out. 

💎 Drive Additional Revenue

The Care Plan is a value-added service that can be easily bundled into the price of a piece. It’s a natural upsell that pays off over time, both in revenue and customer retention.

💎 Keep Service In-House

Rather than referring customers to outside repair shops, the Care Plan encourages them to return to you for service. This gives you ongoing opportunities for future sales and engagement.


Ready to Offer a Better Experience?

At Clockwork Insurance Services, we go beyond traditional coverage. We work closely with jewelers to understand their full business picture—including opportunities like the JM® Care Plan that enhance customer service and store profitability.

Whether you’re looking to provide greater protection to your customers, increase your average ticket value, or just simplify post-sale service, the JM® Care Plan is the solution.

📞 Call us at 504-262-8240
🌐 Visit us at clockworkinsurance.com
🔗 Learn more about the JM® Care Plan directly at jewelersmutual.com/jeweler-care-plan