Coverage Highlight: What Does Workmanship Coverage Mean For Your Jewelry Business?

In the world of jewelry, craftsmanship is paramount. Skilled jewelers are dedicated to providing exceptional care and precision whether performing repairs, resizing a piece or cleaning cherished items. However, even the most meticulous artisans can encounter unforeseen issues. This is where workmanship coverage becomes crucial.

What is Workmanship Coverage?

Workmanship is a line of coverage that can be included in your jewelers’ block policy. It is designed to protect your jewelry business from the potential financial repercussions of accidental damage to customers items while performing repairs or maintenance that are in your care, custody or control.

Understanding the intricacies of jewelry insurance assists in your decisions on the coverage you need. Our team is committed to helping you navigate your coverage options, ensuring you understand the extent and limitations of your insurance. We work with you to tailor a plan that suits your specific needs, providing comprehensive protection for your jewelry business.

For more information or to get a quote on our jewelers block insurance, please visit https://www.clockworkinsurance.com and fill out the form. A representative will get back to you promptly.

You can reach us at: 504-262-8240.

Protect your jewelry business and give your clients the assurance they deserve by including workmanship coverage in your jewelers’ block insurance policy.

Contact Clockwork Insurance Services for a review of your policy.

Are you covered for the surge in gold & silver prices?

As a jewelry store owner or precious metal collector you may have taken notice of the increase in prices for gold and silver. This has ignited a sudden increase in the purchases of gold and silver by the public. From an insurance perspective this leads to the question, do I have the coverage I need today?

At Clockwork Insurance Services we can review your policies to ensure that you are covered for the additional costs involved should you have a claim during this higher market value time.

Don’t risk being underinsured. We are ready to customize a comprehensive insurance solution to safeguard your assets in these dynamic times. Take a look at our website for more specific information about jewelers’ block insurance options: https://www.clockworkinsurance.com/jewelers-block-insurance.html

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Three Things You Should Know About Jewelry Insurance

If you possess a significant collection of exquisite and expensive jewelry pieces, it is paramount to consider securing specialized jewelry insurance. Clockwork Insurance Services offers comprehensive jewelry insurance policies tailored to your jewelry valuables.

The Limitations of Your Standard Homeowner’s Coverage

One common misconception is that home insurance or renter’s policy also provides coverage for your jewelry. Although technically true, there may be limited coverage for valuable items including jewelry, furs, and fine art. At clockwork we work with specialized carriers for these types of risks.

A Selection of Jewelry Insurance Options Awaits

Choosing jewelry insurance yields several options. Firstly, the coverage can be added as an extension to your homeowner’s policy. Alternatively, you can procure a standalone specialized insurance policy for your jewelry. Depending on the extent and worth of your jewelry collection, we can pair you with an individual policy or a blanket one. A blanket policy covers all your trinkets and baubles combined and is an excellent choice for multiple valuable pieces. However, individual coverage may better serve your needs if you only have one or two precious pieces.

Comprehensive Coverage for Damaged or Stolen Items

A jewelry insurance policy safeguards against the risks of theft and damage, ensuring you never lose out on your valuables’ worth. For instance, if your pearl necklace breaks, the policy could cover the re-stringing or repair costs. Some policies pay for a replacement if your jewelry item is stolen, while others may offer a cash out option. In addition to covering lost jewelry, most policies include mysterious disappearance coverage. This protects you when your jewelry goes missing under unknown circumstances—perhaps misplaced, stolen, or lost on commuter transit.

Place Your Trust in Clockwork Insurance Services for Your Jewelry Insurance

When you need jewelry insurance Clockwork Insurance Services stands ready to help. Our team of experienced agents ensures you choose the insurance policy that best adheres to your needs—a policy that brings an added layer of peace to all your precious jewelry possessions.