Four Ways to Secure Your Jewelry Store

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Optimizing Security for Jewelry Store Owners

As a jewelry store owner, your store houses many precious and valuable items, making security paramount. Here are some practical ways to bolster your store’s security and ensure seamless operation of your business:

1. Implement a Sophisticated Security System

A top-tier security system is crucial whether you own or rent the property where your jewelry store is located. If absent, it is recommended to install a system that is remotely accessible, notifies you when a window or door has been breached, and connects directly to your phone.

2. Reinforce Cybersecurity Measures

In addition to physical visibility, your store likely has a considerable digital presence, given the extensive customer data collected during transactions. A robust cybersecurity system is essential to ensure the security of such sensitive data. Such a system can protect customers and safely store their information during payment transactions.

3. Establish a Two-Person Policy

Operating a jewelry store alone can be risky. A two-person policy can be implemented to mitigate this, wherein two individuals are present while opening and closing the store. Such a policy helps scan the surroundings for potential threats before unlocking the doors. During business hours, maintaining a minimum of two employees on the shop floor can help oversee potential theft while serving customers efficiently.

4. Invest in Enhanced Display Cases

Reinforced glass display cases can be used to discourage potential theft. While maintaining visibility for customers, such cases are harder to break into, effectively reducing the chances of theft.

Are you in the Metairie, LA, area and in need of a quote for jeweler’s block insurance? Contact our proficient agents at Clockwork Insurance Services.

Shopping for Jewelry? Protect your investment.

Posted on by Tyler Wright

You just absolutely love the ring!

This necklace has so much meaning and sentimental value to you and your family, as it was passed down from your great grandmother. These are feelings we understand.

Clockwork Insurance can cover that jewelry and ensure your concerns about loss or theft are calmed. To get a quote on what your jewelry insurance will cost, go to our home page at: https://www.clockworkinsurance.com and simply choose Personal Jewelry Insurance in the “Request a Quote” drop down menu then hit QUOTE IT. It really is that simple. You will fill in a form with basic information and we at Clockwork Insurance will take it from there.

Did you know that most homeowner policies have a cap on jewelry coverage? Purchasing insurance for your precious pieces is a way to ensure you can enjoy wearing them with the confidence of protection, should something happen. Whether lost, stolen, damaged or just mysteriously disappeared, you can be covered.

There are two basic types of coverage to consider. You can cover your jewelry with reimbursement coverage or with replacement cost coverage. If you are interested in reading about the types of coverage available you can check out this article on the Jewelers Mutual site: https://www.jewelersmutual.com/the-jewelry-box/how-does-jewelry-insurance-work-replacement-vs-reimbursement .

Feel good about buying that perfect piece of jewelry to show your loved one how you feel. Jewelry Insurance coverage is more affordable than you think and helps with your peace of mind.

Why do I Need Commercial Insurance?

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If you have a business, you need commercial insurance because, frankly, stuff happens. Even if you’re very careful, natural disasters will happen. The thieves are not all in jail yet. People get injured and want to sue. People get angry in general and want to sue. Employees are only human and might not be able to work if ill or injured. These things can lead to a substantial financial loss. Commercial insurance will make sure that your business doesn’t go under due to unforeseen circumstances.

Types of Business Insurance

There are three types of business insurance with their own subtypes. There is limited liability insurance that covers legal or medical fees that you’ve been held responsible for. Commercial property insurance covers the cost of repairing or replacing any company property that gets damaged. Business income insurance compensates for lost income due to interruption of business or other extra expenses.

What Kind of Business Insurance Do I Need?

To start with, you need liability insurance, both general and professional. Liability policies cover legal fees and settlements if you are found liable for any damage or injury to others.  If you have employees, you’ll need workers’ compensation insurance. Even if your business is an LLC, you will still need insurance to take care of workers’ compensation, damages, and liabilities. If you are the sole proprietor, you will need liability insurance in order to protect your personal assets. WE can discuss what limits make sense for you and other aspects of coverage to be sure you are comfortable with your choices.

Clockwork Insurance Services Serving Metairie, LA

If you are in need of commercial insurance and are in the Metairie, LA area, please contact Clockwork Insurance Services. Our professional and courteous agents are dedicated to helping you get what you need to keep your business going.

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