Buying a home is a significant investment in your future. Most homeowners purchase home insurance to protect against expenses that may arise from storms or other damaging events. If your home is located in the Metairie, LA area, our team at Clockwork Insurance Services invites you to visit our office to discuss your insurance options. Since 2011, we’ve been helping clients like you find the right coverage for their needs.
Do You Need Special Coverage for Your Jewelry or Other Valuables?
Standard homeowners’ policies typically provide coverage for losses involving jewelry or other valuable possessions, such as art or antiques. However, according to the Insurance Information Institute, there is often a limit to the amount your policy will pay for these items. For example, the liability limit for jewelry is often set at $1,500. This relatively low limit exists because jewelry is considered easy to steal.
To increase coverage for jewelry, homeowners generally have two options:
- You can raise the total liability coverage in your policy to include higher limits for valuables.
- Floater policies allow you to insure individual pieces of jewelry or other valuables for their full value.
Consult with your insurance agent to determine which option is best suited to your needs.
Call Us Today for Your Appointment
Protecting your jewelry and other valuable possessions is just one aspect of ensuring your investments are fully covered. At Clockwork Insurance Services, we understand the importance of listening to our clients and finding the right options for their family’s financial future. Homeowners in Metairie, LA, trust us to provide reliable guidance and personalized service.
Contact us today to schedule an appointment and let us help you find the right coverage for your needs.
