Special Event Insurance in Louisiana 

Special event insurance is a unique insurance benefit that provides financial protection and great comfort to you should you need to cancel or postpone your event or if damage occurs at the event.

What Is Special Event Insurance?

Whether you’re planning a community festival, trade show, wedding celebration or another special event, securing your investment is necessary. Special event insurance is crucial and provides much-needed protection for your event. 

While some may feel special event insurance could be unnecessary, it’s critical protection to have if you want to avoid unnecessary event expenses. At Clockwork Insurance Services, we are committed to designing a unique event insurance benefit that is right for your budget.

What Does Special Event Insurance Cover?

Special events require a lot of time coordinating food, drinks, other vendors, music, tables, chairs and possibly ticket sales. Often, you need to pay for these services in advance of your event. As a result, should something go wrong, special event insurance can provide some financial protection. 

Special event insurance helps cover your losses from a cancellation or problems during the event itself. Your special event insurance may also include coverage for: 

• Cancellation or postponement—This reimburses you for any nonrefundable, lost deposits up to the limit of your policy.
• Event liability—This covers property damage or injuries to your guests for which you may be held accountable.
• General liability—This covers all risks beyond your control, including inclement weather, a speaker cancellation, worker strikes or a disease outbreak. 
• Liquor liability—This protects you against many liquor-related incidents.
• Vehicle liability—This covers the use of vehicles at the venue, especially if there is valet parking. 
• Additional or special coverages—This provides coverage for items such as a dress or tuxedo, gifts, photographs or other special items against damage or theft.

How Much Is Special Event Insurance? 

The level of risk, duration of your special event, desired coverage amount, alcohol policy and event’s activities will influence your special event insurance cost. Your special event coverage may be less expensive if you purchase it far in advance of the event.

Where To Buy Special Event Insurance

Call us today for more information on our affordable special event insurance and to put together the right policy for you and your event. Call us today at 844-288-3122.