2329 Severn Ave. Suite 200
Metairie, LA 70001

Fax: 504-262-8249


Home Insurance in Metairie LA & Lafayette LA

Protect Your Home and Everything In It.  

At Clockwork Insurance Services, we know how hard you’ve worked to turn your house into a home. Since your home is one of the most important financial investments of your lifetime, you’ll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they’ll always be safe and sound.

Clockwork Insurance Services is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.

Our Home Insurance coverage options include:  

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

What Home Insurance Covers

Standard home insurance coverage policies provide the following types of coverage:

  • Dwelling – This pays for damages to your home, fence, or garage.
  • Personal Property – Covers the contents of your home including furniture, appliances, and clothing.
  • Liability – Protects you against financial loss if you are sued.
  • Medical Payments – Covers medical expenses if someone gets hurt on your property.
  • Loss of Use – Pays for additional living expenses if you cannot live in your home during repair.

Additional coverage options are available for purchase to extend your policy, such as:

  • Guaranteed Replacement Cost – provides complete coverage for your home.
  • Inflation Guard Endorsement – adjusts your insurance limits in order to keep up with inflation.
  • Scheduled Personal Property Endorsement – also called a personal article floater. With this coverage, possessions, including jewelry, furs, stamps, coins, guns, computers, antiques, etc., are covered.
  • Increased Limits on Money and Securities – Increases coverage amounts for money, bank notes, securities and deeds.
  • Secondary Residence Premises Endorsement – covers a residence such as a summer house.
  • Watercraft Endorsement – Expands personal liability and medical payments coverage for small sailboats and outboard motor boats.
  • Theft Coverage Protection Endorsement – covers items from your motor vehicle, trailer or watercraft if they are stolen
  • Credit Cart Forgery – coverage applies if your credit cards are lost, stolen or used without permission

Why Home Insurance?

Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.

While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to an insurance specialist at Clockwork Insurance Services about specific coverage options that are applicable to your individual needs.

Don’t go another day without proper homeowners insurance. Keep your memories protected with the right policy from Clockwork Insurance Services.

Clockwork Insurance Services provides Home Insurance for residents near Metairie, Lafayette, Baton Rouge, Shreveport, Indianapolis, and Nashville.