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Home > Blog > Clockwork Insurance Services Blog: coverage
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Clockwork Insurance Services Blog: coverage

View the latest blog posts from Clockwork Insurance Services.

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Tuesday, June 28, 2022

Understanding Common Homeowners Insurance Exclusions

Most people purchase homeowners insurance because the mortgage lender requires it. While you may be aware of how homeowners insurance can benefit you, do you know what your policy excludes?   Standard Homeowners Insurance Does Not Cover Flood Damage  READ MORE >>

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Monday, April 25, 2022

What Is Commercial Property Insurance?

Businesses rely on a wide range of physical assets—including buildings, furniture, technology, inventory and raw materials, among others—to conduct their operations successfully. The loss, damage or destruction of this property could wreak havoc on any business. READ MORE >>

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Thursday, March 10, 2022

Engagement Rings and Homeowners Insurance

Like many people, you have spent hours planning how you will ask a question that will change your life. You two have dated for a while and you know that tonight is the night.   You pick her up as usual to go out to dinner. You are going to a restaurant where you went for your first date. READ MORE >>

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Wednesday, February 9, 2022

10 Tips for Getting Your Car Ready for Winter

It may not seem too bad right now, but winter is coming. And when it does, you don't want to be outside taking care of your car. The time to do it is before the worst of the season hits, so use this checklist to make sure your vehicle is ready for the cold.  READ MORE >>

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Wednesday, January 19, 2022

Clearing Snow and Ice from Your Walkways

As a homeowner, it is your responsibility to verify your property is safe for all visitors and guests. In the wintertime this means you must ensure your driveway and sidewalks are cleared of ice and snow at all times. You will be held legally responsible if any one of these three conditions is met when someone is hurt at your home:  READ MORE >>

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Thursday, November 18, 2021

What Commercial Property Insurance Does Your Leased Office Need?

Commercial property insurance protects the assets within your business. Your business insurance policy will usually give your assets ample protection. If you lease your business's space, there are a few things to consider about what to insure.  Protecting the Property  READ MORE >>

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Monday, October 18, 2021

How to Add a Piece of Jewelry to Your Homeowners Insurance

This holiday season, you might have gotten a new piece of jewelry of which you are particularly proud. You obviously don’t want anything to happen to it, and you certainly want to be able to replace it if anything happens to it. READ MORE >>

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Monday, September 13, 2021

Driving safely affects not only your life and property, but also that of your passengers and other d

Driving safely affects not only your life and property, but also that of your passengers and other drivers on the road. Your ability to drive safely also directly correlates to your insurance rates and the continued validity of your driver’s license. READ MORE >>

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Tuesday, August 17, 2021

Will Home Insurance Cover Water Removal?

When an in-home flood occurs, you may be unsure what steps to take first. In some situations, your home insurance policy will help cover the losses you have. However, this only applies in situations where the cause is a covered peril. To find out, you need to contact your agent to learn more about your specific policy. READ MORE >>

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Friday, July 23, 2021

The Basics of Fine Art Insurance and Why You Need I

Homeowners insurance can help cover your personal possessions in the face of numerous hazards. However, your standard homeowners insurance policy might be limited in terms of coverage for high-value items, such as fine art pieces.  Fine art pieces are cherished collectibles. READ MORE >>

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