Call Us 844-288-3122 ☰ ˟
844-288-3122
Logo
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Auto Quote Form (short)
    • Bonds
    • Business & CommercialImage of right arrow
      • Builders Risk
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Jewelers Block
      • Liquor Liability Quote Form
      • Workers Compensation Quote
    • Cyber Liability Insurance
    • Data Breach Coverages
    • Flood
    • Homeowners
    • Jewelry InsuranceImage of right arrow
      • Commercial Jewelry Insurance
      • Personal Jewelry
    • Motorcycle
    • Renters
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Request Declaration and Coverages Page for Auto Policy
      • Request ID Card for Auto Policy
    • Business & CommercialImage of right arrow
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
      • Request ID Card for Commercial Auto Policy
    • Flood
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Jewelry Insurance
    • Motorcycle
    • Policy Review Request
    • Renters
    • File a Claim
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Clockwork Insurance Services
    • Our Locations
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > Insurance for personal collections
TUESDAY, APRIL 19, 2022

Insurance for personal collections

Many people are collectors, whether they know it or not. Personal collections often include expensive belongings such as jewelry, furniture or other personal property.a person sitting on a table

If lost or damaged, personal collections can be expensive to repair or replace, and these costs may exceed the personal property coverage limits on your homeowners or renters policy. Getting an insurance policy for your personal collections can help limit recovery costs if something happens to your belongings.

What Are Some Personal Collections Coverage Options?

Depending on the personal collections you plan on insuring, your coverage options can vary significantly. However, some of the most common coverage options include the following:

·       Scheduled or blanket coverage primarily covers damage to personal collections, as well as theft and disappearance. It can provide coverage for a collection of belongings or for individual items.

·       With market value protection coverage, the insurer agrees to cover the full cost of a lost or damaged collection, even if the market price has gone up.

·       Borrowed jewelry coverage provides coverage for a designated amount during which jewelry is borrowed.

·       Borrowed fine art coverage is the same type of coverage as borrowed jewelry, but it applies to fine art.

·       New purchase coverage is usually an addition to scheduled or blanket coverage. As long as the item you have acquired is similar to the items listed in your scheduled or blanket coverage policy, you will most likely be insured for that collection.

It is important to note that personal collections coverage varies, and policies tend to cater specifically to each collector. For more information about potential coverages, reach out to the agents at Clockwork Insurance Services.

What Are Some Examples of Collections That Might Be Covered?

Some items commonly covered by personal collections insurance include the following:

·       Wedding rings

·       Jewelry

·       Fine art

·       Furniture

·       Silverware

·       Musical instruments

·       Cameras

·       Wine

While these are common collections covered by a policy, there may be other options. Be sure to reach out to our agency to learn more.

Contact Us Today

If you live near Metairie, Louisiana, we can help you out. The agents at Clockwork Insurance Services want to help you learn more about your insurance options for personal collections

Contact us today at 844-288-3122 to learn more.

Posted 12:09 PM

Tags: personal insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • insurance(14)
  • coverage(11)
  • homeowners(6)
  • policy(6)
  • auto insurance(3)
  • property(3)
  • commercial(3)
  • jewelry(3)
  • car(3)
  • art(3)
  • fine(3)
  • auto(3)
  • jewelry insurance(2)
  • homeowners insurance(2)
  • paintings(2)
  • car insurance(2)
  • gallery(2)
  • renters insurance(2)
  • condo insurance(1)
  • removal(1)
  • new driver(1)
  • healthcare(1)
  • accident(1)
  • flood insurance(1)
  • personal umbrella(1)
  • teen driver(1)
  • cyber security(1)
  • personal jewelry insurance(1)
  • valuables(1)
  • landlord insurance(1)
  • personal insurance(1)
  • fine art insurance(1)
  • commercial property insurance(1)
  • building(1)
  • motorcycle insurance(1)
  • water(1)
  • liquor liability(1)
  • vehicle insurance(1)
  • business insurance(1)

View Mobile Version
Logo
Quick Links
Home Our Products Customer Service Payment Options Report a Claim
About Us Refer A Friend Our Carriers Blog Contact Us
Location
2329 Severn Ave.
Suite 200
Metairie, LA 70001

Phone: 844-288-3122
Fax: 504-262-8249
© Copyright. All rights reserved.
Powered by Insurance Website Builder